White Flag

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War is a funny thing. I doubt there has ever been any army that ever went into battle authentically with the thought in their mind that they would raise the WHITE FLAG of surrender. They actually thought they could win. Typically, you believe that somehow, some way, you will find a way to win. In battle, a white flag is not always raised. Sometimes there is a fight to the death. Even with insurmountable odds, they chose to keep fighting to the last man. We often immortalize their bravery in poems like "The Charge of the Light Brigade, " in broadway plays like "Les Miserables", and in historical movies like "The Alamo". But, the point of war is not to sacrifice, it is to win. Sacrifice might be the means to the end, but no one would sacrifice if there was not a sincere belief that their sacrifice would not make a difference.

Yet, as believers, we are called to surrender to our God and His will for us. Job understood this when He said:

Surrender your heart to God, turn to him in prayer, (Job 11:13 CEV)

It is in our surrender that we become so much more. We join God in what He is doing, and it that act of surrender that makes us more than we ever thought we could be doing it on our own.

Today I wrote this on FaceBook concerning Jacob's wrestling with God, found in Genesis 32:24ff:

The man that Jacob wrestled could have been either 1 of 2 beings: 1) an angel 2) the pre-incarnate Christ. We are told this by the prophet Hosea, "Jacob struggled with the Angel and prevailed; he wept and sought His favor. He found him at Bethel, and there He spoke with him." (Hosea 12:4 HCSB) It seems to indicate that this was an angel Jacob wrestled. To deal with an angel was to deal with The Almighty. But, when [the words] the Angel of the Lord is used, we normally associate him with the pre-incarnate Christ. Either way, the point is - you will lose when you wrestle against God's will. You see, God has a way of humbling you and letting you know who is in charge. He is God and you are not. It will be in your humility that God is able to do the greatest work through you. The deceiver (Jacob) became the father of many nations (Israel) once he submitted to God and lost. Isn't it time we raise the WHITE FLAG?

It is time that we give up. In case you haven't gotten to this place in your life, the battle cannot be won. The sacrifice has already been made through the Cross of Christ. We don't need this battle. God will win, and we will lose. When God wins, we all win!

As we close our "Strapped" Series, many of us have been struggling with how to deal with our financial resources. We have held our money so close to our hearts that we can't release it. We (and I'm including me) can't seem to decide to "live like no one else so we will be able to live like no one else." We can't put our minds around this idea that "We're going to give up things now that we love for things we love even more." As I said this past Sunday, no one who claims the name of Christ doesn't tithe because they somehow hate the LORD. It is because we have become so strapped that we can't get seem to get to the place of tithing. Let's get free!

That is why I tithe. I can't make it on my own with my money, so I've got to tap into the resources of God. My tithe is my WHITE FLAG of surrender to God. It is me telling Him that I put Him first place in my life. It is me saying, "I'm going to get rid of my debt and I need you to supernaturally help me with my bills." It is me saying, "I believe you will open the windows of heaven and pour out so many blessings that I can't catch them all" (Malachi 3:10).

Here's the deal, if I go to war with God, I will lose. Isn't it time you and I both surrender to Him? God can then start His best work in us, and truly the best is yet to come.

Pastor Trey Rhodes

Modern Family Series Begins this Sunday - From "Leave it to Beaver’s" Cleavers to "Modern Family’s" Pritchetts, TV producers have been offering us models of what the modern family is for years, but is that what it should be? Many of us have realized neither model works. Let’s be honest, all we really want is a family that works. Families may have changed, but God's principles about the family haven't. Join us at Oceanside Church for a real-life journey into seemingly revolutionary concepts that have worked for thousands of years, and still work today. The style of the modern family may have changed, but the way to have a great modern family hasn’t.

Valentine's Not Just for Couples Banquet - This Sunday night, February 10th 7p.m. Games, Dinner, Pictures for $5.

 

 

 

RVGC Video Game competition - 6 p.m. Friday Night February 22. $5 entry for Super Smash Brothers Competition. $75 grand prize. Total purse to be awarded, $150.

 

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A Snowball's Chance

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Snow is one of those things that we see from a distance here in the south. Yes, we do get snow in Charleston, but it is such a rare occurrence that I can think of every time it snowed here in my mind. We have hurricanes about as often. So, not an ongoing yearly happening for us. It seems that the I-95 corridor is a huge deterrent for any snow that might try and make its way to the Lowcountry. The weatherman seems to almost always say, "Snow will make it to I-95, but not much farther." It seems the snow is as scared of those crazy New York drivers as I am. So, down south, we really don't know much about snow.

But I do have some experience with snow. I haved lived in Greer, SC, Rocky Mount, NC, and Lynchburg, VA. I learned to drive in the snow. Work in the snow. Go to school in the snow. Play in the snow. One thing I learn is that snow is sticky. If you roll a small ball of snow, it will pick up more and more as long as you roll it. I learned this incredible skill when trying to make a snow man with the kids. We started with a small amount of snow not much more than what we could hold in our hand then rolled it around the yard until it got to the size of a large beach ball. It made a GREAT base for a large snowman.

From small beginnings, large things can come to pass. It is no different with our debt. Most of us have made enough money in the past to do what Dave Ramsey calls, "outspending our stupidity." In other words, we had enough income to pay for our impulse buys, our restaurant splurges, our exotic vacations, our brand new cars, and our oversized homes and were still able to stay close to the black. Now, many of us have no way to cover those costs anymore. So, we wound up in debt. That's where the debt snowball comes in.

Here's how we can do it:

1. STOP CHARGING or GETTING LOANS on anything.

2. Begin to pay minimums on every debt you have.

3. Quit eating out, buying that daily cup of coffee, or find an alternate income stream like pizza delivery or another part time job that can get you $100 to $200 extra income a month. Please don't spend money to make money at this point. You can't spend your way out of debt. You might just need to quit your impulse buying to get the extra to apply to your snowball. Do what ever you can to get that extra money on a monthly basis.

4. List your debts, smallest to largest. similar to the photo above. You can get an online version at www.JoeSangl.com/tools.

5. Lastly, start with the smallest debt (not the one with the largest interest), use the $200 extra, and pay it off first. As many months as it takes to do that pay until it's finished. Now, you're on your way. Then you're ready to go on to the next debt, apply the minimum payment, add that to the same $200 plus the minimum payment you were paying on the first debt. Pay it off, then do the same thing with the third smallest adding it all to the next debt until it's paid off. The payment gets larger every time.

Here's how it works. Let's say you have a combined debt, excluding your home mortgage, of $41,000. This would include cars, school loans, credit cards, what you owe family, and anything else you owe other than your living expenses. using this method of paying debt, it will take 65 months to pay them off. And that's by only using $200 extra a month! Now, the alternative is paying for 30 years, and paying 10 times what you owe. Not a pretty picture.

My challenge to you is to beat this thing. Refuse to take anymore beatings from the bullies of the finance world. You are going to have to discipline yourself to live like no one else, so you can live like no one else in 4 to 5 years. Letting money serve you rather than serving money. When that happens, we can use our money to serve God.

Can you imagine the impact you can make for your family with the extra money? Can you imagine investing and saving with the extra and retiring without anxiety? Can you imagine impacting our world by building wells, feeding the hungry, and adopting orphans? Can you imagine the resources you can purchase? missionaries you can support? Lives that can be changed with the money that will be available to now serve the Lord as money serves you?

This is the kind of snowball that does have a chance. You can do it!

Join us this week at Oceanside Church for the "Strapped" sermon series at 10:30 a.m. See you there!

Pastor Trey Rhodes

If you need a video explanation that will explain it better, here's Craig Groeshel with one of the best explanations I have ever heard.

Coming Up at Oceanside Church

Super Bowl Party - Sunday Night, Feburary 3rd. Begins at 6 p.m. at Oceanside. Bring your best tailgate food. Wear your team's colors. Enjoy the food. Let's have some together!

Valentine's Not Just for Couples Banquet - Sunday night, February 10th 7p.m. Games, Dinner, Even pictures for $5.

RVGC Video Game competition - 6 p.m. Friday Night February 22. $5 for Super Smash Brothers Competition. $75 grand prize. Total purse to be awarded, $150.

 

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Yes, America, There is a Punxsutawney Phil, and He's Right...Sometimes

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Punxsutawney Phil is a large rodent that is supposedly the prognosticator of prognosticators. The greatest predictor of weather that we have available to us today. At least, that's what the people of Punxatawny, Pennsylvania would have you believe. You see, there are movies named after this groundhog, secret societies built around him, and yes, even a day given over to him in our calendar, Groundhog Day which comes every February 2nd. Hard to believe once you realize his predictor of seeing his shadow is only right 39% of the time. "That ain't so bad," I thought. Until you realize what a professor came up with after running the numbers:

Biology professor Stam Zervanos looked back at Punxsutawney Phil, a tradition now celebrating its 126th year. He estimates that Phil or his ancestors could predict with only 39 per cent accuracy that winters continued to be cold for several weeks following the appearance of its shadow on Feb. 2, or were milder than usual after it couldn’t see a shadow.

Is that so bad? Well, consider this:

According to Encyclopedia Canada, 33 per cent accuracy can occur just by chance. AND... When you break it down by city, the chances of any weather-forecasting marmot getting it right in Toronto fall to about 29 per cent.

Realizing, of course, it's all in good fun, I still think it's funny how much trust we tend to place on a fat rodent every February 2nd to predict our upcoming weather.

Here's a some more numbers for you. 100% of people who tried to get rich with credit cards failed. 100% of people who are in debt are enslaved to their lender (Don't believe it? Try stopping your payments for a while.)  And 99% of people who don't have budgets will not be able to fund their dreams, hopes, and future. 

As I deal with families, they tend to live in the same rut: in debt, with no budget, no plan to get out of debt, and no hope. But, there is hope! No matter where you are financially, you can work yourself out of the hole you have dug. It will take a plan and lots of patience. God promises everyone of us that when we choose to obey Him, He will use all of His almighty power to help us obey Him. You make your plan and God gives His power:

So when I planned this, was I irresponsible? Or what I plan, do I plan in a purely human way so that I say "Yes, yes" and "No, no" [simultaneously]? As God is faithful, our message to you is not "Yes and no." For every one of God's promises is "Yes" in Him. Therefore, the "Amen" is also spoken through Him by us for God's glory. (2 Corinthians 1:17, 18, 20 HCSB)

That is what our series "Man vs. Money" is all about, helping you plan so God can work in your finances. My challenge is for you to commit to get out of debt. For that to happen, you're going to have to live like no one else, so you can live like no one else. Join one of our small groups. Get involved in one of our weekend services. And commit to live your finances God's way.

Looking for His help as I rely on His power,

Pastor Trey

Not Taking Care of Yourself? It Shows

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It comes as no surprise that Demi Moore has taken ill. Supposedly it is due to exhaustion even though many think she has not taken care of herself for several years. The problem is that she seems to have refused to take care of what obviously must be taken care of without experiencing visible consequences.

As MTV news reports:

The news of the health scare may not have been too surprising to celebrity watchers who have been closely keeping an eye on the actress in the wake of her split from Ashton Kutcher.

They reiterate with the concern of those who have been keeping up with her:

Moore had many fans worried about her health after she appeared thinner than usual at several red-carpet appearances...

Whether it is your spiritual health or other issues, there are always warning signs that accompany any lack of care. With our bodies, when we don't take care of ourselves, it can manifest though exhaustion, sleeplessness, or headaches.

However, when it comes to our financial health, we can always point to a single thing...debt. Debt is one of the most telling problems of money and its problems in our lives. It creates the chains that makes us slaves:

The rich rule over the poor, and the borrower is a slave to the lender. (Proverbs 22:7 HCSB)

Slaves cannot be happy, nor generous. So, debt must be dealt with if we are ever going to become financially healthy and make a difference in our lives, our homes, and for our children and grandchildren. If we are going to be able to impact our world, we must be not only willing but also able to give to God's kingdom's work through His church and ministries.

So, let's begin the process by taking a ride on the debt snowball together. How?

1. Make an E Z budget
2. Save $1000 for emergencies
3. Stop using credit (begin by cutting up your credit cards)
4. Pay down debt smallest to largest.
5. Sell stuff (most need to begin with your expensive car)
6. Get an additional part time job or work some overtime

This is a list you can use, but there are many more nuts and bolts to what can be done in your personal finances. Join us at Oceanside Church this weekend and in our small groups for "I Was Broke. Now I'm Not." www.MyOceansideChurch.com

Removing the Chains,

Pastor Trey Rhodes

The Wikipedia Blackout and Your Money

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Although I don't claim to know everything about it, there is a bill that congress is considering called SOPA (Stop Online Piracy Act). While it seems on the surface to be a good law that protects writers and artists, it can have many far reaching affects that can harm the free exchange of ideas on everything from Wikipedia to YouTube to FaceBook and Twitter. For instance, according to abcnews.go.com in an article entitled "‘Wikipedia Blackout,’ SOPA and PIPA Explained," there is an explanation of the problem with this congressional law:

Internet entities such as Wikipedia, Google, Facebook, Twitter, Reddit and Tumblr said the two bills would force them to be online police and hold them responsible if users of their sites link to pirated content.

The companies said the bills could require your Internet provider to block websites that are involved in digital file sharing. And search engines such as Google, Yahoo and Bing could be stopped from linking to them — antithetical, they argue, to the ideal of an open Internet.

This could be catastrophic to many of our freedoms that we hold dear as a nation. Here's one example of what could happen if SOPA became law: let's say you recorded your child's birthday party and did not edit out your singing "Happy Birthday to You" from your video; the site you posted to can be shutdown; any comments made that referred people to your video can be shutdown; and you can go to prison for 5 years as a convicted felon. That is Draconian, to say the least.  It is scary stuff.

More here from TED on S.O.P.A

Blackout the Internet

Because of that, Wikipedia has fired the first salvo and will shut down on Tuesday, January 17th at midnight and will remain shutdown until Wednesday, January 18th. FaceBook, Twitter, Google, and YouTube are threatening the same thing. That begs the question, "What will we use the internet for?" It seems to me it will become little more than government regulated sites that have government approved content, with government approved responses. That is a kind of America that sounds more like Communist China or Shiite Iran. So, I hope every one of the entities affected will fight back with a blackout in order to help stop SOPA.

Blackout Excessive Spending

Another blackout we all need to consider is a blackout of spending more than we make. How is it possible to spend in excess of your income? Simple. Actually, it is entirely too simple. We use consumer credit brought on by our use and abuse of credit cards and other borrowing agencies to make up the difference. So, here's what I'm calling for, a blackout of any spending except what you have on hand. That is, if you don't have it, don't spend it. Credit can no longer be an option. 

Impossible you say? Maybe so in your current state of financial affairs, but Oceanside wants to help you make that possible. No, it may not happen tomorrow, but it can happen. We want to provide you with the tools and the knowledge and the will to move forward and become financially free. Why is that important? How would you like to have the biggest raise of your life? How would you like to fulfill your wildest dreams financially? Then lets agree to begin the journey to being debt-free. Join us this weekend at Oceanside Church, Saturday at 8:00 p.m. or Sunday at 10:30 a.m. and begin your incredible journey. 

Don't fail to plan your financial comeback, or you'll be planning to fail your financial comeback. Jesus exhorted us:  

“For which of you, wanting to build a tower, doesn’t first sit down and calculate the cost to see if he has enough to complete it? Otherwise, after he has laid the foundation and cannot finish it, all the onlookers will begin to make fun of him, saying, ‘This man started to build and wasn’t able to finish.’ Luke 14:28-30 (HCSB)

Let's plan for the kind of blackout that can impact every area of your life. You can make a real difference that way.

Moving toward financial freedom,

Pastor Trey Rhodes

Who are you inviting to Oceanside Church this weekend?

If you would like notes for last week's message you can link to notes from Last week's message here: Man vs. Money, Pt. 1

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